In good times and bad, we've got you covered.
Personal Account Protection provides three benefit levels - providing you with the greatest level of account protection when you need it.
Benefit Levels
- Minimum Payment
Need some extra flexibility to manage a special event like a wedding or birth of a child? File a claim and your minimum payment is credited for one month!
- Suspend
Take control of your financial affairs while you get back on track after a difficult event, such as Identity Theft .You'll be able to freeze your account balance, interest, payments, and late or over the credit limit fees for a period of time.
Tell me more...
Imagine you are doing your best; saving for your children's education, contributing to your 401k and even setting a little aside for your family vacation. You've protected your account with Personal Account Protection - Elite and then something unexpected happens - you become involuntarily unemployed for five months. Activating Personal Account Protection will save you money and provide peace of mind. For example, if your balance at the date you become unemployed is $1,200 with an APR of 14.99% and you activate benefits for the five months you remain unemployed, you can take advantage of:
- No credit card payments
- No accrual of interest charges - savings of up to $275
- No late fees
- No program fees - savings of up to $90
- Total savings of up to $365
- Balance Cancellation
When presented with a life changing hardship, your entire eligible account balance will be eliminated.
Questions?
For further information, see Frequently Asked Questions (FAQs)
Satisfaction Guaranteed
Satisfaction is guaranteed - you may cancel Personal Account Protection at any time and for any reason. If you call to cancel within 30 days from your enrollment date, a full credit of any related fees billed to your account will be provided.
